Medicare Advantage Plans
Alert The Government is
campaigning to end the Medicare Advantage. How they portray Medicare
Advantages is completely wrong.
They want to eliminate this as an option for you. It is time to contact
Senators and Representatives to keep your options
US Senators US Representatives
|
|
Authorized to Offer AARP- branded products
There is no charge to the individual for using the services of a licensed health insurance agent—the commission is entirely paid by the carrier. The carrier is prohibited from selling the policy any cheaper if an individual does not use an agent.Please be aware that I never share contact numbers or email addresses with anyone and all personal information is kept absolutely confidential. No one will call you unless you ask to be called and the only person you would talk with is me. Thanks for visiting. Please let me know how I can help you. John K Arnold
The Annual Open Enrollment Period is November 15th to December 31st for Medicare Advantage Plans. The Annual Election Period runs from November 15 through December 31 each year. During this time, AEP, Medicare beneficiaries may change prescription drug plans, change Medicare Advantage plans, return to original Medicare, or enroll in a Medicare Advantage plan for the first time. Enrollment changes take effect on January 1.
News for people on underage Medicare disability.
Starting October 1, 2009 Insurance Companies offering Medicare Supplement Plans in Florida must also offer the Medicare supplements to people on Medicare due to disability. There is a limited open enrollment period. Please contact me immediately for information on underage Medicare supplements so you can decide if that is best for you. Please click on the button below to receive information on underage Medicare Supplement plans.
I have information on underage 65 disability Medicare Supplement Plans available.
Medicare Advantage plans are private health plans that generally provide all the coverage of Original Medicare and more. Plus, many Medicare Advantage plans offer lower copayments and cover additional items and services not covered by Original Medicare.
In addition, some plans may include Part D, or prescription drug coverage. These plans are referred to as Medicare Advantage with Prescription Drug (MA-PD).
To be eligible to enroll in a Medicare Advantage or Part C you must be eligible for Medicare Part A and continue to pay your Medicare Part B premium each month, unless it is otherwise paid for under Medicaid or by another party. Medicare then pays the Medicare Advantage plan a specific dollar amount to cover your care each month you are enrolled in the plan. You may not be eligible to enroll in a plan if you have end-stage renal disease (ESRD).
Coverage under a Medicare Advantage plan replaces your Original Medicare coverage. Sometimes you do not have to pay any additional monthly plan premium, for a Medicare Advantage plan. With low to no premiums, your out-of-pocket costs (like those paid to see a doctor or to be admitted to the hospital) under Medicare Advantage plans may be lower than your expenses would be with Original Medicare programs.
Medicare
Health
Maintenance
Organization
(HMO) Plans
A Medicare HMO
plan covers care
you receive
through a
network of local
doctors*
and hospitals
that coordinate
your care. Your
doctor may
already
participate in
this type of
plan. Another
type of HMO
plan, referred
to as a Point of
Service plan,
allows the use
of non-plan or
non-preferred
providers, but
the services
rendered by
these providers
may cost you
more.
Medicare
Preferred
Provider
Organization
(PPO) Plans
Medicare PPO
plans allow you
to choose
between
in-network and
out-of-network
providers. These
plans provide
reimbursement
for all covered
benefits
regardless of
whether they are
received
in-network, as
long as they are
medically
necessary. For
services
received outside
of the network,
you will
generally have
higher copayment
and coinsurance
costs.
* In most cases, if you obtain routine care from out-of-network providers, neither Medicare nor the Medicare Advantage HMO plan will be responsible for the costs.
Please call 1-888-592-0311 extension 702 or email for information
John K. Arnold
Insurance, Inc
Florida Health Insurance
Group, Employee Benefits & Individual Health Insurance Specialist
Website Address www.floridahealthinsurance.com
E-Mail: John K Arnold
Phone: 407-592-0311
Phone: 888-592-0311 X 702
Fax: 407-386-7053
Skype: john.k.arnold
Twitter: fl_health_insur
If outside the US, it is best to e-mail as we can respond more quickly.
Thanks.
Please let me know how I can help you with Medicare supplements, Medicare Advantage, Medicare Part D Prescriptions plans, underage 65 Medicare disability and Disability Medicare supplements.
