Florida Health Insurance
John K Arnold - Over 30 Years of Health Insurance Experience Working For You
Health Insurance Plans for Everyone and Every Situation

There is no charge to the individual for using the services of a licensed health insurance agent—the commission is entirely paid by the carrier. The carrier is prohibited from selling the policy any cheaper if an individual does not use an agent.

Please be aware that your information including contact numbers or email addresses and all personal information is kept absolutely confidential and complies with the HIPAA privacy act.

Welcome to our Florida health insurance internet site. This site provides you with instant online Florida individual health insurance quotes and instant online Florida temporary health insurance quotes as well as links to health insurance in other states.  You will find Florida small group health insurance, custom designed large group employee benefits plans, large group health insurance, check out or online group benefit plan presentations, Health Savings Accounts (HSA), Health Reimbursement Accounts (HRA), life insurance,  international travel and health insurance, cruise insurance and updates on legislation. We have air ambulance/medical air services.  Florida Health insurance is the most informative and helpful insurance site on the internet. You won't find a lot graphics here.  You will find a great deal of useful information.  Please let me know how I can help you, so you can choose what works best for you.

Please see below for information for Non US Citizen Residents and US Citizens Citizens or Residents that:

Econolabs is a medical referral program that can offer discounts on medical lab services with major national labs.  This is due to the high volume of business they bring to the labs.  You provide the prescription to them and they will quote you the price for the lab tests.  You can then decide if you want to proceed.  They also have an in house doctor that can work with you. 

Medical Discounts Direct is a medical referral service so each situation is evaluated individually.  They only work with board certified surgeons and accredited facilities, which includes hospitals and/or outpatient surgery centers.  The process for your finding out the details on Medical services is that you submit a Patient Confidential Medical History Form.  That will be emailed to you when your request is received.  You make a request from either the Request Information button or email contact@medicaldiscountsdirect.com.  The form is then submitted to doctors and medical providers that fit your needs.  Your situation is evaluated by the medical providers and a Global rate is determined.  You will receive that information.   

Neither Medical Discounts Direct nor Econolabs are a discount card, insurance plan or program, government program, Preferred Provider Network or association.  They are Medical Referral Services that have much better rates because of the volume of business they refer to the Medical Providers.  There is no cost or obligation to check out your situation to see if it works for you. 

It is important to note that medical referral programs are not insurance plans.  Medical Discounts Direct and Econolabs help people with no insurance or high deductibles obtain lower cost medical procedures and lab tests. Prices for services are negotiated and the price quoted to you. These are referral programs to medical providers and due to the volume of referrals they can get you lower rates.

This is available to anyone both US and non US citizens.  For immediate details click on the button Medical Discounts and for labs click Save On Lab Tests here or in Contents on the left.

Website Information

The website is organized by major areas as you will see below.  I suggest you browse the different areas as each area contains information. The site is updated very often, as insurance, particularly health insurance, changes constantly.  Each area contains information that helps you understand insurance so you can make the best decisions for yourself.  If you need a plan for as little as one month to as long as 36 months, or have diabetes type 2, or have mental health issues, or have been declined for individual health insurance, please check Affordable Florids Health Insurance Online (this has the lowest rates for plans of 1 to 36 months).  You can run individual health insurance quotes online at Florida Individual Health Insurance Plans - compare companies, plans and rates.  You can check term life insurance rates online and compare companies and rates Life Insurance.

The first thing is to work together to find what you are looking for.  The next step is to get a realistic quote.  If plans are underwritten, whether for health, life, disability income or whatever type of insurance, the final rate will be determined by the underwriter.  This is where a good agent's experience is extremely helpful. We want to be realistic upfront so you can make a good decision with good information and find what is best for you.  There is no charge to the individual for using the services of a licensed health insurance agent—the commission is entirely paid by the carrier. The carrier is prohibited from selling the policy any cheaper if an individual does not use an agent.

If you are looking for the best plans with the best rates, an experienced, knowledgeable, successful independent insurance agent is your best source.  I have been an independent insurance agent for over 25 years.  I am hired by attorneys to go to court as an expert witness.

I hope you find the site helpful. We look forward to hearing from you and please pass our website address http://www.floridahealthinsurance.com along to others.

Click Here to Add this Site to Your List of Favorites - This is a good idea as some links take you off this website to see information

Health insurance protects your most important asset, yours and your family's health.  Health insurance is unlike any other insurance.  I can guarantee that you will either at some point or perhaps often need your health insurance.  We all at times need doctors, hospitals and other health services and professionals.   I suggest having a budget, then stay with the best choice and raise the deductible or the percentage to stay in your budget.  It is better to have health insurance with less benefits or a higher deductible then not to have health insurance at all.  My instant online Florida Individual Health Insurance Quote System makes it easy and convenient for you to check carriers and rates as often as you like.  I wish you good health.

News story on incident where person was uninsured
EMTALA - Emergency Medical Treatment and Labor Act - know your rights and risks

Please click on links below for more detailed information

Florida Individual Health Insurance and Self Employed Persons

Florida Self Employed Health Insurance - August is Open Enrollment Month

Florida Individual Health Insurance Plans by Carrier - There is no charge to the individual for using the services of a licensed health insurance agent—the commission is entirely paid by the carrier. The carrier is prohibited from selling the policy any cheaper if an individual does not use an agent.

Florida Individual Health Insurance Plans - Organized by Your Need

Having Trouble Finding or Getting Individual Health Insurance?

Florida Temporary Health Insurance

Dental Programs

Florida Group Health Insurance

Florida Small Group Health Insurance Plans (2 to 50 employees)

Florida Large Group Health Insurance Plans (51+ Employees)

Health Insurance PPO Provider Network Information

Medicare

Prescription Medication, Physician, Hospital, Dental, Vision Discount Programs

Florida Life Insurance - Get a term life quote online

Central Florida Health Insurance

Index, Forms, Terminology, Legislative

International Insurance for both US and Non US citizens

Links

Click Here to Download Adobe Acrobat Reader (for reading pdf files)

Click Here for Health Insurance in Other States

Agent Opportunity and Contracting

Non Insurance Marketing and Affiliate Plans

Click Here to Bookmark this Site - This is a good idea as some links take you off this website to see information

John K. Arnold
Florida Health Insurance, Inc
Group, Employee Benefit & Individual Health Insurance Specialist
Website Address  www.floridahealthinsurance.com
E-Mail: John K Arnold  

Phone: 407-592-0311
Fax:     407-386-7053
Skype:    john.k.arnold (you can call me on Skype by clicking the link or the button below
           
Twitter:  fl_health_insur

Please let me know how I can help you with your Florida health insurance, individual health insurance, temporary health insurance, Medicare Supplement, Medicare Advantage, Medicare Part D, group health insurance and HIPAA guaranteed issue plans.